Impact on Seniors of Mixed Tenancy Housing


WHEREAS seniors are increasingly being supported to age in place and receive health care and other supportive services in their homes, which means that more seniors are living in their homes longer and are in frailer health, and

WHEREAS the purchasing power of public pensions for seniors has not kept up with the cost of living, meaning that seniors’ budgets are further stretched to pay for rent and extended health benefits, and seniors poverty is increasing, and

WHEREAS the amount of social housing stock for seniors has not increased, leading to a very limited supply as the population of seniors increases and that this results in more and more seniors becoming homeless due to a lack of affordable housing, and

WHEREAS there are increasing pressures to house the homeless of all ages, including adults with severe mental illness and drug addictions through policies such as Housing First in BC, and

WHEREAS due in part to the limited supply of social housing, these other adults are also being housed in housing complexes previously reserved primarily for seniors, and seniors live in fear of being harmed by more physically capable adults who may have serious behavioural issues, and

FURTHER WHEREAS this practice is contributing to stress, social isolation and poor health of seniors who have no other options for housing and who fear becoming homeless,

THEREFORE BE IT RESOLVED that the National Pensioners Federation urge the Federal/Provincial/Territorial Governments to provide rent-gearedto-income housing dedicated for seniors as part of affordable housing strategies and not allocate suites in the same building for tenants who may have serious behavioural issues.

Submitted by COSCO of B C

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Respite Care


WHEREAS we are experiencing a higher number of seniors who are becoming caregivers for their loved ones, and

WHEREAS these caregivers are running themselves ragged and are simply burnt out,

THEREFORE BE IT RESOLVED that the National Pensioners Federation request the Provincial and Federal Governments to fund more respite care.

Submitted By: Club #407 – Unifor Local 444 Retirees, Windsor

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Home Care and Standardization


WHEREAS seniors now outnumber 15 year olds, and

WHEREAS the number of seniors will double in the next decade, and

WHEREAS home care is not covered under the Canadian Health Act, and

WHEREAS home care provided by for-profit operations is essentially weakening job security for home care workers and eliminating competitive bidding with no accountability,

THEREFORE BE IT RESOLVED that the National Pensioners Federation actively urge and lobby the federal government to have the Canada Health Act cover home care service including respite care, and

BE IT FURTHER RESOLVED that this includes a standardization for home care to provide an adequate number of hours to ensure proper care for our Seniors.

Submitted By: Club #407 – Unifor Local 444 Retirees, Windsor

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Foreign Control of Residential Care Facilities


WHEREAS the federal government was responsible for approving the sale of Retirement Concepts to Anbang Insurance, and

WHEREAS the Chinese government takeover of Anbang Insurance places controlling interest of Retirement Concepts, in the hands of the Chinese government and the Chinese Insurance Regulatory Commission (CIRC), key Chinese financial regulators and government bodies may be making decisions that impact a segment of residential care homes in B C, Alberta, and Quebec,

THEREFORE BE IT RESOLVED that the National Pensioners Federation (NPF) urge the Federal Government to request a full review within the Investment Canada Act of the sale of Retirement Concepts, to Anbang Insurance, and

BE IT FURTHER RESOLVED that the NPF call on the Federal Government to implement a moratorium on contracting out/contract flipping in the broader residential care sector.

Submitted by b c Forum (B C Federation of Retired Union Members)

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Expense Deferral Account


WHEREAS senior homeowners may find their low or moderate income insufficient for utility cost, and

WHEREAS seniors who own homes may not have the funds to pay for specific expenses such as hydro bills, home insurance, etc. when they need to pay for needed medications, and

WHEREAS some seniors may need to sell their homes to pay their bills,

THEREFORE BE IT RESOLVED that the National Pensioners Federation urge the federal government to set aside funds to create a Homeowners Expense Deferral Account program to allow senior homeowners with low or moderate income to use their home equity to offset unexpected costs such as repairs to a roof or furnace, and

BE IT FURTHER RESOLVED that the deferred amount becomes due upon the sale of the property, death, or voluntary repayment, and

BE IT FURTHER RESOLVED that total deferments be allowed up to 75% of the equity of their home, and be charged simple interest.

Submitted by COSCO of B C

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COOP Housing Support


WHEREAS co-operative housing units were built in great numbers until the mid 1990’s, but the aging structures now need repair, and

WHEREAS funds for renewal and getting funding for ongoing maintenance may be difficult, and

WHEREAS these forms of housing support a large number of seniors and families with rent which may be geared to income, and

WHEREAS the federal government funds for co-operative structures has diminished over the last 25 years, and

WHEREAS investment is urgently needed to fund the building of new lowcost structure,

THEREFORE BE IT RESOLVED that the National Pensioners Federation encourage the federal government to offer land trust or lease extensions to help co-ops invest in rehabilitation and maintenance of aging structures and construction of new ones.

Submitted by COSCO of B C

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Temporary Housing Program


WHEREAS hidden homelessness in Canada affects 5% of the Canadian population over the age of 65, and 2.4% of the population over the age of 75 (Statistics Canada 2016), and

WHEREAS the vast majority of Canada’s homeless are transitional homeless, entering shelters for short stays, often homelessness is a onetime event, and

WHEREAS a smaller number are episodic homeless, moving into and out of homeless shelters multiple times over several years, and

WHEREAS these two groups make up less than 15% of the homeless population but account for more than half of the resources of the homelessness system which is over $7.05 billion a year, including costs of running shelters, providing social services, health care, and corrections, and

WHEREAS ongoing investment in affordable housing is essential to diminishing homelessness in Canada,

THEREFORE BE IT RESOLVED that the National Pensioners Federation urge the federal/provincial governments to conduct research and share findings on successful models for addressing homelessness among seniors, including Temporary Housing Programs in the transition back to permanent housing.

Submitted by COSCO of B C

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Annual Renters’ Rebate Program


WHEREAS the federal government of Canada has stated a policy to implement an annual renters’ rebate program, and

WHEREAS/strong>, if a tenant moves, this renters’ rebate program is portable to their new location, and

WHEREAS/strong> support for tenant’s housing expenses with a rent rebate would provide support to the many renters who pay more than 30% of their gross income for rent, and

WHEREAS/strong> renters may find it difficult to also pay for utilities, phone, food, and medicine costs,

THEREFORE BE IT RESOLVED/strong> that the National Pensioners Federation urge the federal government to ensure the speedy implementation of the National Housing Strategy portable annual renters’ rebate program.

Submitted by COSCO of B C

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Rent Banks

18.5.2 ‘RENT BANKS’

WHEREAS it is known that renters may be able to pay their monthly rent, but may find an unexpected expense would stretch their budget, and

WHEREAS renters are facing a shortage of choices to select housing, and may be facing eviction as a result of a temporary crisis in their lives, and

WHEREAS renters may find a one-time payment such as a down payment or damage deposit may be difficult to save for, as many families are living paycheque to paycheque and

WHEREAS renters facing a sudden health crisis or a decrease in workshifts, causing a sudden inability to pay rent on time,

THEREFORE BE IT RESOLVED that the National Pensioners Federation urge the Federal government to work with provincial and municipal governments to set up “Rent Banks” for renters in crisis.

Submitted by COSCO of B C

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Traffic in Seniors Care

8.5.1 THE TRAFFIC IN SENIORS’ CARE: Should Seniors in Residential Care be Traded as Commodities?

WHEREAS the ongoing trend to hand over the care of the most fragile seniors to the free market is the situation confronting seniors, and

WHEREAS governments are replacing publicly owned long- term care residences with single, privately built and operated long-term care residences, and

WHEREAS the cost of providing care for seniors in long term care is covered by the provincial government which pays a fixed amount per resident to the operator, it is a prized source of guaranteed income for investors, and

WHEREAS this situation raises an important question for all seniors: Is the publicly-paid provision of health care for the frailest seniors going to continue to be turned over to private operators that can buy and sell these facilities complete with occupants without accountability to taxpayers?

WHEREAS there is a larger question that needs to be considered: “Is the out-of-hospital, out of home care of fragile seniors in facilities considered a necessary part of a publicly funded, publicly accountable, quality health care system?”

THEREFORE BE IT RESOLVED that the National Pensioners Federation lobby the Governments of Saskatchewan and Canada to stop or at least slow down the privatization of seniors’ care.

Submitted by Saskatchewan Seniors Association Incorporated

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