Changes to Age of Eligibility for Canada Pension Plan and Old Age Security

Convention: 2017

WHEREAS in early 2017 the Council of Economic Advisors to Federal Finance Minister Bill Morneau stated that the ages of eligibility for Old Age Security (OAS ) and the Canada Pension Plan (CPP) be “should be recalibrated and increased to meet the Canadian reality of an aging society and a considerably longer life expectancy; and

WHEREAS changing the ages of eligibility to OAS and CPP would hurt seniors, put increased pressure on our pension plans, and cause a further downloading of services to the provincial governments; and

WHEREAS the Liberal Party during the 2015 campaign about changing the ages of eligibility to Old Age Security, said: “This will make our most vulnerable seniors even poorer, and Canadians will have to wait two additional years to collect this much-needed money. It will also pass along costs to provincial governments that will have to support low-income seniors. ” ; and

WHEREAS half of the seniors in Canada live on an annual income of $26,000 or less, and any changes to the ages of eligibility for CPP and OAS would plunge many of these seniors into deep poverty,

THEREFORE BE IT RESOLVED that the National Pensioners Federation (NPF) will continue to:
– oppose changes to the age of eligibility for either/ or and both the Canada Pension Plan (CPP) and Old Age Security (OAS) and
– work with our allies to oppose these changes.


Submitted by BC FEDERATION OF RETIRED UNION MEMBERS (BC FORUM) and CONGRESS OF UNION RETIREES OF CANADA

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Bill C-27

Convention: 2017

WHEREAS Bill C-27, an Act to amend the Pension Benefits Standards Act, represents a dangerous and immediate attack on future and current retirees and defined-benefit (DB) pension plans, and sets up a framework for target-benefit (TB) pension plans in the federal private sector; and

WHEREAS Bill C-27 invites employers and other plan sponsors to abandon their pension promises to employees and retirees, and allows employers to persuade individuals to surrender their earned DB plans in exchange for less secure, less stable TB plans, thus downloading virtually all risks brought on by market volatility to workers and retirees; and

WHEREAS Bill C-27 will leave employees at the mercy of employers who want to back out of their pension commitments,

THEREFORE BE IT RESOLVED that the National Pensioners Federation (NPF) continue to work with the Canadian Labour Congress, the Congress of Union Retirees of Canada, the BC Retired Teachers Association, our allies and union affiliates to oppose Bill C-27, an act to amend the Pensions Benefits Standards Act and,

BE IT FURTHER RESOLVED that the NPF continue to educate members and the public on the dangers of Bill C-27.


Submitted by BC FEDERATION OF RETIRED UNION MEMBERS (BC FORUM) and CONGRESS OF UNION RETIREES OF CANADA

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CPP and OAS

Convention: 2017

WHEREAS seniors on fixed income, low income families, and people with a disability do not get a cost of living increase to help them financially and the costs of food, utilities, rent keep on rising and many people throughout the winter cannot afford heating fuel and food,

THEREFORE BE IT RESOLVED that the National Pensioners Federation urge the government to increase the amount of CPP, OAS, and other monies so that people who are on fixed income and low income families or the disabled can live in their homes comfortably.


Submitted by USCO

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Notification of Income Supports

Convention: 2017

WHEREAS many seniors are not aware of income supports to which they may be entitled, either provincial or federal; and

WHEREAS Service Canada sends out T4A slips to every recipient of Canada Pension and/or Old Age Security;

THEREFORE BE IT RESOLVED that the National Pensioners’ Federation urge the Federal and Provincial Governments to collaborate in producing and distributing with the T4A slips an information sheet outlining the following:

• income supports available, such as the Guaranteed Income Supplement, Medical Plan Premium Assistance, Shelter Aid for Elderly Residents, etc.,
• household income required to be eligible for such income support, e.g., under $42,000 or ?,
• contact information to obtain application forms for such income support.


Submitted by COUNCIL OF SENIOR CITIZENS ORGANIZATION of BC

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Canada Pension Plan Benefits Increase

Convention: 2017

WHEREAS the poorest 20% of senior households in Canada had a median wealth of only $15,000,

THEREFORE BE IT RESOLVED THAT the National Pensioners Federation urge the Federal Government to change the formula for increasing all benefits paid through Canada Pension Plan (CPP).


Submitted by COUNCIL OF SENIOR CITIZENS ORGANIZATIONS of B C

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Caregivers Tax Credit Refund

Convention: 2017

WHEREAS the 2017 Federal Budget proposes to combine the Caregiver Credit, the Infirm Dependent Credit and the Family Caregiver Tax Credit into a single new Canada Caregiver Credit that will be effective for the 2017 taxation year, and

WHEREAS this new credit will start to be reduced when the dependant’s net income is above $16,163 in 2017 with a phase-out range up to $23,046, and

WHEREAS caring for a dependent may affect employment income, and

WHEREAS this credit will provide more tax relief to caregivers with higher incomes, and less tax relief to caregivers with lower incomes,

THEREFORE BE IT RESOLVED THAT the National Pensioners Federation urge the Federal Government to make the new combined Caregiver Tax Credit refundable.


Submitted by COUNCIL OF SENIOR CITIZENS ORGANIZATIONS of B C

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Defined Benefits

Convention: 2017

WHEREAS employers promised current employees, and retirees defined benefit pensions as part of their compensation. These pensions are a form of deferred wages, and

WHEREAS we believe a deal is a deal, and employers should not be able to take back compensation they promised to their employees or retirees, and

WHEREAS this issue is important to every Canadian. If you yourself are retired, have a family member who is retired or one day wish to retire, this issue has a direct impact on you and your retirement security; and

WHEREAS that there is a sacred trust for the federal government to protect the retirement income security that’s already been earned by millions of Canadians in defined benefit plans,

THEREFORE BE IT RESOLVED That the Prime Minister keep his promise made to the National Association of Federal Retirees in writing that defined benefit plans which have already been paid for by employees and pensioners should not be retroactively changed.


Submitted by USCO

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Defined Benefits

Convention: 2017

WHEREAS Defined Benefits pension plan are superior to Targeted Benefits and Defined Contribution pension plans, and

WHEREAS all seniors with Defined Benefits pensions could be targeted by public and private employers, and their payments significantly reduced.

THEREFORE BE IT RESOLVED That the USCO work with all senior groups, pension and social justice organizations to carry out campaigns to ensure that Federal and Provincial Governments enact legislation that will prohibit both public and private sector employers from making any change to defined benefit pensions which do not enhance such plans, and

BE IT FURTHER RESOLVED That the USCO work to move forward with a suitable representation on October 1st (United Nations Day of the Older Person) for Canadians around the pending pension crises.


Submitted by USCO

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Canada Pension Plan Death Benefit Revision

Convention: 2017

WHEREAS the Canada Pension Plan Death Benefit was, until 1998, a percentage of the amount of Canada Pension received by the deceased estate and, if that system had continued, the Death Benefit maximum would be approximately $5,300 today, and

WHEREAS currently the death benefit is calculated as “equal to six months’ worth of calculated retirement pension up to a maximum of $2,500” with the average death benefit paid out in January 2017 being $2292.52, and

FURTHER WHEREAS this death benefit is paid to the survivor or estate of the deceased Canada Pension Plan recipient in order to assist with the funeral expenses of the deceased;

THEREFORE BE IT RESOLVED that the National Pensioners Federation urge the Federal Government to increase the Canada Pension Plan Death Benefit to “equal to six months’ worth of calculated retirement pension up to a maximum of $5,000” immediately, with incremental increases every year thereafter at no less than the cost of living, and that this benefit be made non-taxable.


Submitted by OLD AGE PENSIONERS ORGANIZATION of BC and COUNCIL OF SENIOR CITIZENS ORGANIZATIONS of BC

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CPP Indexing

Convention: 2017

WHEREAS the Canadian inflation rate is forecast at 2% by Statistics Canada for 2016, and

WHEREAS senior pension benefits are fixed with very little increase (1%), and

WHEREAS federal MP’s voted to increase their office expenses by 20% and their travel by 5%, and

WHEREAS seniors are most negatively impacted by the cost of living gap,

THEREFORE BE IT RESOLVED that the National Pensioners Federation urge the federal government to index senior pensions to the cost of living, inflation rate, only in the positive.


Submitted by USCO

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