National Pensioner’s Federation and Johnson Inc. are pleased to have partnered to offer new voluntary insurance plans to compliment the Home & Automobile and Travel insurance currently available. Johnson has been providing quality benefits at competitive prices for over 125 years.

Current benefits and services available to you include:

-Home Insurance
-Auto insurance
-MEDOC Emergency Travel Insurance

New benefits and services available to you include:

-Health and Dental insurance – includes drugs, vision, hospital and paramedical coverage
-Pet Insurance – choice of concierge, illness and accident coverage
-Life Insurance (coming soon) – guaranteed issue and term coverage

For more details visit the web link at www.johnson.ca/npf or call Johnson at 1.855.734.8519. be sure to identify yourself as a National Pensioners Federation Member to ensure that you receive the maximum discounts available.

When a water heater fails, it can be very destructive to your property and expensive to clean up. Often, there is no warning when a hot water tank is about to fail, and even new ones can malfunction without warning at any time.

Helpful tips:

-Your water heater should be situated near a floor drain, if possible.
-When you replace your water heater, first place a drip pan underneath to help protect the surrounding area from potential water damage.
-Position a water alarm or flood detector near the water heater.
-Install a flood ring on the heater, seal it to the floor and pipe it to a drain or sump pump.
-Sediments in your water heater could be an indication of a malfunction.

Johnson home insurance customers can report a claim, day or night, toll free at 1.888.739.1214.
For more tips on how you can protect your property, visit www.johnson.ca.

A sump pump is a small pump installed in the lowest part of a basement or crawlspace to help keep the area under the building dry and prevent flooding.

If your home has a sump pump, it is important to perform regular maintenance to help keep it in proper working order. And remember, in the event of an electrical power outage in your home, the sump pump won’t operate unless you have a battery back-up or generator.

Here are some other helpful tips.

-In order for a sump pump to operate effectively, it should be plugged in at all times.
-Following a power outage, check to ensure your sump pump is still functioning properly.
-It is a good idea to install a surge protector for your sump pump to prevent potential damage from power surges.
-A leak detection alarm placed near a sump pump can provide early detection of a pump failure.

For more tips on how you can protect your property, visit www.johnson.ca.

Sewer backup can be a very costly nightmare for homeowners. Not only can it cause substantial damage to your home and belongings, it can also pose potential health hazards.

Avoid the unpleasant consequences of sewer backup by reducing the chances of it happening to you. Here are some helpful tips from Johnson Insurance:

-Move valuable items from the basement to upper floors.
-Use water-resistant building materials below ground level.
-Install a sump pump.
-Do not dispose of oil, grease or fat down a sink drain or garbage disposal, as it can harden and clog drains.
-If flooding occurs, immediately shut off electricity to areas of the home that might be affected.
-The most effective way to prevent sewer water from entering your home is to install a backflow valve in the main sewer line. Floor drains should also include a backflow prevention device or have a backflow insert installed at the strainer.
-Backwater valves must be positioned so that sewage backup will be stopped short of other water outlets in your basement, such as sinks, toilets, showers and laundry tubs. It should also be positioned to allow easy access so that you can check it to remove any material that may prevent the valve from operating properly.
-Before installing a backwater valve, you should check with your municipality.
-Backflow valves should be cleaned and checked annually.
-It is always a good idea to have a home emergency preparedness plan at the ready for your family, including where you would go if your home was flooded.

For more tips on how you can protect your property, visit www.johnson.ca.

Every year, homes across Canada are damaged by flooding, and homeowners are subjected to the considerable costs and stress that result. There is often increased flooding potential in spring, due to snowmelt and heavy rain that occur this time of year.

Once water starts entering your home, it is difficult to stop. However, Johnson Insurance, a leading provider of insurance and plan benefits, offers some suggestions that could help keep you safe and mitigate damage to your home.

It’s most important that you protect yourself and your family first:

-If you are indoors, move to the upper level of your home, and bring a battery operated radio, a corded phone and flashlights.
-Turn off the electricity and outside gas valve.

If your home has been flooded:

-Do not enter the home unless you are sure it is safe to do so.
-Do not touch electrical wires, appliances or devices.
-Separate damaged property from undamaged property, and prepare an inventory of what has been lost or damaged.
-Take photographs of damaged items.
-Johnson is here to help. If your home is insured through Johnson, contact the Claims department to report any damage directly at 1-888-739-1214. The Claims department is open 24 hours a day, seven days a week.

Protecting your home in the future:

-Raise any belongings that you have stored in the basement off the floor.
-Install backflow valves or a backflow prevention device to prevent sewer backups.
-Install a sump pump and check regularly to make sure the pump is operable. A backup sump pump and alternate power source would be beneficial.
-Disconnect eaves trough downspouts if they are connected to the weeping tile system and add extensions to ensure that excess water flows away from the home.
-Ensure proper drainage around your home. For example, consider adding top soil with a minimum 5 ?slope away from your home or installing a sump pump or backflow valve.
-By taking some added precautions, you’ll be better prepared to avoid some of the devastating consequences of flooding.

A washing machine supply hose that wears out or doesn’t do its job can be the cause of serious flooding and damage to a home. The hoses connected to washing machines are subjected to high pressure during the washing process, which can make them susceptible to deterioration.

Here are some helpful tips that can reduce the risk associated with a faulty washer hose.

First, all hoses should be reinforced, stainless steel. Rubber washer supply hoses can deteriorate over time, bubbling, cracking and rupturing.
Replace a hose at the first sign of deterioration or defect.
When changing a hose, unplug the machine and make sure the water is turned off.
Place a water alarm near your washing machine to warn against possible leaks.

For more tips on how you can protect your property, visit www.johnson.ca.